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Hope Savings Account I and II (희망저축계좌Ⅰ·Ⅱ, formerly Hope Keum Account 희망키움통장): How to Apply, Amount & Eligibility (2026)

Working recipient or near-poverty households that save KRW 100,000 per month get a government match of KRW 100,000-300,000 per month (3 years)

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Type I: working livelihood and medical benefit recipient households; the government matches KRW 300,000 when you save KRW 100,000 per month. Type II: working housing and education benefit recipient households and near-poverty group; for KRW 100,000 saved per month, a match of KRW 100,000-300,000 by year (from 2025: months 1-12 1:1, 13-24 1:2, 25-36 1:3). 3-year enrollment; can be closed for housing, education, startup or self-sufficiency purposes. 2026 Type II 3rd recruitment: 10/1-10/26.
Who is eligible: Working livelihood and medical benefit recipient households (Type I); working housing and education benefit recipient households and near-poverty group (Type II).
When to apply: Type II 2026 3rd recruitment 10/1-10/26. Type I: 4 times in total between March and November (details on Asset e-Roomter 자산e룸터).
How to apply: Visit the community service center (주민센터) (online not available) – bring proof of employment and ID. Asset e-Roomter (자산e룸터) hope.welfareinfo.or.kr.
Important notes: Type II 3rd recruitment closes 2026-10-26.
Note: Stated as not allowed together with the Youth Tomorrow Savings Account (청년내일저축계좌). You must keep working while enrolled; savings can be paused for up to 12 months.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Hope Savings Account I and II (희망저축계좌Ⅰ·Ⅱ, formerly Hope Keum Account 희망키움통장): who can receive it?

Working livelihood and medical benefit recipient households (Type I); working housing and education benefit recipient households and near-poverty group (Type II).

Hope Savings Account I and II (희망저축계좌Ⅰ·Ⅱ, formerly Hope Keum Account 희망키움통장): how do I apply?

Visit the community service center (주민센터) (online not available) – bring proof of employment and ID. Asset e-Roomter (자산e룸터) hope.welfareinfo.or.kr.

Hope Savings Account I and II (희망저축계좌Ⅰ·Ⅱ, formerly Hope Keum Account 희망키움통장): how much will I receive?

Type I: working livelihood and medical benefit recipient households; the government matches KRW 300,000 when you save KRW 100,000 per month. Type II: working housing and education benefit recipient households and near-poverty group; for KRW 100,000 saved per month, a match of KRW 100,000-300,000 by year (from 2025: months 1-12 1:1, 13-24 1:2, 25-36 1:3). 3-year enrollment; can be closed for housing, education, startup or self-sufficiency purposes. 2026 Type II 3rd recruitment: 10/1-10/26.

Hope Savings Account I and II (희망저축계좌Ⅰ·Ⅱ, formerly Hope Keum Account 희망키움통장): when can I apply?

Type II 2026 3rd recruitment 10/1-10/26. Type I: 4 times in total between March and November (details on Asset e-Roomter 자산e룸터).