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Find Your Dormant Deposits (휴면예금 찾아줌: Korea Inclusive Finance Agency, 서민금융진흥원): How to Apply, Amount & Eligibility (2026)

Search for and apply for payout of dormant deposits, insurance money, checks and unclaimed share dividends whose statute of limitations has run (deposits 5 years, insurance money 3 years)

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit
Search for and apply for payout of dormant deposits contributed to the Korea Inclusive Finance Agency (deposits and installment savings, 5-year limitation), dormant insurance money (cancellation refunds, maturity payouts, etc., 3 years), dormant cashier's checks (5 years) and unclaimed share dividends (10 years). Heirs can also look up dormant deposits contributed under a deceased original rights holder's name (for financial transactions of heirs across all financial sectors, use the FSS heir financial transaction lookup).
Who is eligible
Original rights holders of dormant deposits or insurance money, or their heirs
When to apply
Year-round
How to apply
Inclusive Finance Itda (서민금융 잇다), Government24 (정부24), Account Info (어카운트인포), Find My Insurance (내보험찾아줌), bank apps, Inclusive Finance Integrated Support Center (reserve via 1397), 1332
Important notes
No separate claim deadline (for the original rights holder)
Note
Even after contribution, the original rights holder can claim payment at any time. Contribution is notified through mobile e-notices (text, KakaoTalk, Naver). A donation receipt is issued for donations.
Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Find Your Dormant Deposits (휴면예금 찾아줌: Korea Inclusive Finance Agency, 서민금융진흥원): who can receive it?

Original rights holders of dormant deposits or insurance money, or their heirs

Find Your Dormant Deposits (휴면예금 찾아줌: Korea Inclusive Finance Agency, 서민금융진흥원): how do I apply?

Inclusive Finance Itda (서민금융 잇다), Government24 (정부24), Account Info (어카운트인포), Find My Insurance (내보험찾아줌), bank apps, Inclusive Finance Integrated Support Center (reserve via 1397), 1332

Find Your Dormant Deposits (휴면예금 찾아줌: Korea Inclusive Finance Agency, 서민금융진흥원): how much will I receive?

Search for and apply for payout of dormant deposits contributed to the Korea Inclusive Finance Agency (deposits and installment savings, 5-year limitation), dormant insurance money (cancellation refunds, maturity payouts, etc., 3 years), dormant cashier's checks (5 years) and unclaimed share dividends (10 years). Heirs can also look up dormant deposits contributed under a deceased original rights holder's name (for financial transactions of heirs across all financial sectors, use the FSS heir financial transaction lookup).

Find Your Dormant Deposits (휴면예금 찾아줌: Korea Inclusive Finance Agency, 서민금융진흥원): when can I apply?

Year-round