- Benefit
- 2026 monthly home care benefit limits: Grade 1 KRW 2,512,900, Grade 2 KRW 2,331,200, Grade 3 KRW 1,504,620, Grade 4 KRW 1,389,520, Grade 5 KRW 1,195,920, Cognitive Support Grade KRW 676,320 (increases of KRW 18,920-247,800 by grade). Monthly home visit care sessions expanded to 44 for Grade 1 and 40 for Grade 2. Copayment: 15% for home care, 20% for facility care. Facility benefits use daily rates with no monthly limit.
- Who is eligible
- Age 65 or older, or under 65 with a senior-related illness such as dementia, cerebrovascular disease or Parkinson's. People who need help with daily living (grade assessment).
- When to apply
- Apply anytime. After application, a home visit and grade assessment committee review (generally about 30 days) precede the grade notification.
- How to apply
- National Health Insurance Service (국민건강보험공단) branch office, phone 1577-1000, Long-Term Care Insurance website (longtermcare.or.kr), app.
- Important notes
- Apply for renewal within the grade validity period. Medical aid recipients and those eligible for reductions must submit income proof when applying.
- Note
- Non-covered items (meals, premium room charges, etc.) are paid in full by the user. 2026 premium rate 0.9448%. New services planned for the second half include hospital escort and fall-prevention home modification (up to KRW 1 million).
Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.