Loans · Finance

Youth-Only Guaranteed Monthly Rent Loan (청년전용 보증부월세대출): How to Apply, Amount & Eligibility (2026)

Deposit up to KRW 45 million at 1.3% + monthly rent up to KRW 12 million (within KRW 500,000 per month) at 0-1.0%

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Deposit loan up to KRW 45 million (1.3% per year); monthly rent loan up to KRW 12 million (within KRW 500,000 per month on a 24-month basis): 0% per year up to KRW 200,000 per month, 1.0% on the excess. Eligible homes up to 60㎡ of exclusive area (including officetels), deposit up to KRW 65 million and monthly rent up to KRW 700,000.
Who is eligible: Ages 19-34, single household heads not owning a home (including prospective household heads), combined annual income of the couple up to KRW 50 million, net assets up to KRW 345 million.
When to apply: Anytime. Apply after signing the lease.
How to apply: Visit a Housing and Urban Fund commissioned bank or use the app. https://nhuf.molit.go.kr Inquiries 1566-9009
Important notes: Check contract and move-in timing requirements with the bank.
Note: A loan separate from rent support (Youth Monthly Rent Support Program). Rates may change – check with the bank.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Youth-Only Guaranteed Monthly Rent Loan (청년전용 보증부월세대출): who can receive it?

Ages 19-34, single household heads not owning a home (including prospective household heads), combined annual income of the couple up to KRW 50 million, net assets up to KRW 345 million.

Youth-Only Guaranteed Monthly Rent Loan (청년전용 보증부월세대출): how do I apply?

Visit a Housing and Urban Fund commissioned bank or use the app. https://nhuf.molit.go.kr Inquiries 1566-9009

Youth-Only Guaranteed Monthly Rent Loan (청년전용 보증부월세대출): how much will I receive?

Deposit loan up to KRW 45 million (1.3% per year); monthly rent loan up to KRW 12 million (within KRW 500,000 per month on a 24-month basis): 0% per year up to KRW 200,000 per month, 1.0% on the excess. Eligible homes up to 60㎡ of exclusive area (including officetels), deposit up to KRW 65 million and monthly rent up to KRW 700,000.

Youth-Only Guaranteed Monthly Rent Loan (청년전용 보증부월세대출): when can I apply?

Anytime. Apply after signing the lease.