- Benefit
- 5-year maturity, free deposits up to KRW 700,000 per month. Government contribution varies by income: KRW 33,000 per month for total pay of KRW 24 million or less, KRW 25,000 per month for KRW 36-48 million, etc. (Policy Briefing). If kept to maturity, contributions and tax exemption are preserved. To switch to the Youth Future Savings (청년미래적금), open a Future Savings account and then make a special early termination (contributions and tax exemption preserved).
- Who is eligible
- Youth who have already enrolled (no new enrollment). Switching requires meeting the Youth Future Savings enrollment requirements.
- When to apply
- New enrollment not possible. To switch, termination must be completed within the Youth Future Savings 2nd application period (2026-10-07 to 10-16) and account opening period (11-16 to 11-27).
- How to apply
- Keep paying through your existing bank's app, or enroll in the Youth Future Savings and then apply for special early termination in the app. https://www.kinfa.or.kr
- Important notes
- To switch, you must open the Future Savings account first and then terminate the Leap Account (not in reverse order). Not possible if not terminated within the period.
- Note
- Cannot be held together with the Youth Future Savings. Switching is also possible in the 2nd round of enrollment (October 2026). General early termination results in clawback of contributions and tax exemption.
Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.