- Benefit
- Loan limit in general KRW 120,000,000 in the metropolitan area and KRW 80,000,000 elsewhere; for newlyweds and households with 2 or more children KRW 250,000,000 in the metropolitan area and KRW 160,000,000 elsewhere. Interest rate in the range of 2.5~3.5% per year (by income and deposit). Lease deposit cap: general KRW 300,000,000 in the metropolitan area and KRW 200,000,000 elsewhere; newlyweds and multi-child households KRW 400,000,000 in the metropolitan area and KRW 300,000,000 elsewhere.
- Who is eligible
- Homeless household heads. Combined annual income of spouses of KRW 50,000,000 or less (KRW 75,000,000 or less for newlyweds and multi-child households). Net assets of KRW 345,000,000 or less.
- When to apply
- At the time of a jeonse lease contract. Income criteria and limits are raised for newlywed households and households with 2 or more children.
- How to apply
- Visit a trustee bank to apply. See My Home Portal (마이홈포털) product guidance.
- Important notes
- Check each bank's deadline, such as applying before the balance payment date on the lease contract.
- Note
- There are interest rate preferences depending on the number of children and income, but the detailed preference margin must be checked on the My Home Portal product page (figures not confirmed in this survey). Cannot be combined with the Newborn Special Beotimmok.
Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.