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Housing Subscription Comprehensive Savings Account (주택청약종합저축): How to Apply, Amount & Eligibility (2026)

Deposits of KRW 20,000-500,000 per month, 2.3-3.1% per year (by period), eligibility for public and private housing subscriptions

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Individuals residing in Korea (one account per person). Free deposits of KRW 20,000 to KRW 500,000 per month. Interest (per nhuf guidance): no interest within 1 month, 2.3% for under 1 year, 2.8% for 1-2 years, 3.1% for 2 years or more. Can be combined with a tax-free comprehensive savings account. Required for subscribing to public sale housing, sale-conversion rental housing and private housing.
Who is eligible: Individuals residing in Korea, including foreign residents (one account per person)
When to apply: Open an account any time
How to apply: Visit or use mobile banking at a bank handling the account (Woori, Kookmin, Shinhan, Hana, NongHyup)
Important notes: Keep it until you win a subscription; the enrollment period and number of deposits count toward points and ranking
Note: Rates change over time. The income deduction is a separate item. The youth preferential version is handled in the youth section.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Housing Subscription Comprehensive Savings Account (주택청약종합저축): who can receive it?

Individuals residing in Korea, including foreign residents (one account per person)

Housing Subscription Comprehensive Savings Account (주택청약종합저축): how do I apply?

Visit or use mobile banking at a bank handling the account (Woori, Kookmin, Shinhan, Hana, NongHyup)

Housing Subscription Comprehensive Savings Account (주택청약종합저축): how much will I receive?

Individuals residing in Korea (one account per person). Free deposits of KRW 20,000 to KRW 500,000 per month. Interest (per nhuf guidance): no interest within 1 month, 2.3% for under 1 year, 2.8% for 1-2 years, 3.1% for 2 years or more. Can be combined with a tax-free comprehensive savings account. Required for subscribing to public sale housing, sale-conversion rental housing and private housing.

Housing Subscription Comprehensive Savings Account (주택청약종합저축): when can I apply?

Open an account any time