Cash · Vouchers
Housing Benefit (주거급여): Rental Benefit
Monthly rent support: standard rent ceiling of KRW 369,000 (1 person) to KRW 571,000 (4 persons) in Seoul, KRW 463,000 for 4 persons in Gyeonggi and Incheon (2026)
See eligibility · how to apply · cautions
- Details
- Recognized income at or below 48% of median income (1 person KRW 1,230,834; 2 persons KRW 2,015,660; 3 persons KRW 2,572,337; 4 persons KRW 3,117,474). Actual rent (deposit converted to monthly rent at 4% per year) is paid up to the standard rent limit. Standard rent for 1-4 persons: Seoul KRW 369,000 / 414,000 / 492,000 / 571,000; Gyeonggi and Incheon KRW 300,000 / 335,000 / 401,000 / 463,000; metropolitan cities, Sejong and special cities outside the Seoul metropolitan area KRW 247,000 / 275,000 / 327,000 / 381,000; elsewhere KRW 212,000 / 238,000 / 283,000 / 329,000. If recognized income is at or below the Livelihood Benefit selection criterion (32%), the full standard rent limit is paid; above that, part is self-paid. Free (loan-for-use) housing is mostly excluded. There is no support obligor criterion.
- Eligibility
- Households whose recognized income (income plus converted assets) is at or below 48% of the standard median income (기준 중위소득) and who live in rented housing such as jeonse (lump-sum deposit lease) or monthly rent. The income and assets of support obligors are not considered.
- Timing
- Apply any time; paid into your designated account on the 20th of each month
- How to apply
- Visit the community service center (행정복지센터) of your registered address, or apply online at Bokjiro (복지로; bokjiro.go.kr). Inquiries 1600-0777, simulation at jgplus.go.kr
- Caution
- Paid after review and housing inspection following application (retroactive payment is limited). 2027: the 48% selection criterion is maintained and standard rent is planned to rise by KRW 12,000-50,000 (Seoul 4 persons KRW 596,000; Gyeonggi and Incheon KRW 488,000).
Care · Services · Discounts
Support for Jeonse Fraud Victims (전세사기 피해자 지원: Special Act and Minimum Guarantee System)
On victim designation: postponement of auctions and public sales, right of first purchase, housing and financial support, minimum guarantee of 1/3 (planned for November 2026)
See eligibility · how to apply · cautions
- Details
- Requirements: opposability requirements (delivery of possession plus move-in registration) and a confirmed date, lease deposit of KRW 500,000,000 or less, and risk of damage to multiple tenants (landlord bankruptcy, rehabilitation, auction, etc.). First-time contractors after June 1, 2025 are excluded. Support: postponement and suspension of auctions and public sales, right of first purchase, housing such as public rental, low-interest financing and tax support. May 2026 amendment: if the amount recovered after an auction ends is less than 1/3 of the deposit, the state makes up the difference (retroactive); for trust fraud and similar, advance payment followed by later settlement. The minimum guarantee system and advance payment are planned to take effect 6 months after promulgation on May 12, 2026 (around November 13, 2026). Those whose auction or public sale has already ended are covered retroactively. Check detailed amounts and procedures after the enforcement decree is finalized.
- Eligibility
- Tenants who are victims of jeonse fraud (a decision recognizing them as a victim is required)
- Timing
- Decision applications until May 31, 2027
- How to apply
- Apply to the Jeonse Fraud Victim Support Center of your city or province or local government, then the Ministry of Land, Infrastructure and Transport's Jeonse Fraud Victim Support Committee decides
- Caution
- Deadline to apply for victim designation is May 31, 2027 (validity period of the Act). Apply for support after the decision.
Tax
Monthly Rent Tax Credit (월세 세액공제)
15% of monthly rent paid (17% for total salary of KRW 55,000,000 or less) as a tax credit, with a rent limit of KRW 10,000,000 per year
See eligibility · how to apply · cautions
- Details
- Household heads without a home with total salary of KRW 80,000,000 or less (those with comprehensive income above KRW 70,000,000 are excluded). Credit rate of 17% (total salary of KRW 55,000,000 or less) or 15% on annual rent up to KRW 10,000,000, up to KRW 1,700,000 / KRW 1,500,000. Housing requirements (Enforcement Decree): national housing size (85㎡) or less, or standard price of KRW 400,000,000 or less; the address on the lease must match the registered address. The 2026.1.1 amendment introduced an additional deduction for a spouse registered at a different address from the household head (combined limit unchanged). The housing requirement figures have not been confirmed in the Enforcement Decree (official confirmation needed). Proof of monthly rent by bank transfer is required.
- Eligibility
- Wage earners who are household heads without a home at the end of the tax year (total salary of KRW 80,000,000 or less)
- Timing
- Year-end tax settlement (January-February of the following year)
- How to apply
- At year-end settlement, submit the rent deduction application plus a copy of the lease and proof of transfer (to your company). You can also use the May comprehensive income tax filing or an amended return through Hometax (홈택스)
- Caution
- If missed, use the May comprehensive income tax filing or an amended return claim within 5 years
Care · Services · Discounts
Move-In Report and Confirmed Date (전입신고·확정일자: Tenant Opposability and Priority Repayment Right)
Move-in report plus possession gives opposability; the confirmed date gives priority repayment rights (fee KRW 600)
See eligibility · how to apply · cautions
- Details
- A move-in report and delivery of the home (possession) give opposability, and a confirmed date gives priority repayment rights for the deposit. Confirmed date: at a community service center (주민센터), registry office or the Internet Registry Office, fee about KRW 600 (about KRW 500 online). Filing a jeonse/monthly rent report is deemed to give a confirmed date. The top-priority repayment limit for small-sum tenants varies by region. Fee and online rates are based on court and Ministry of the Interior and Safety guidance (not rechecked). Handling it immediately after signing the contract is recommended. If you worry about getting your deposit back, consider an order for registration of the leasehold.
- Eligibility
- Jeonse and monthly rent tenants
- Timing
- Immediately after signing the contract or moving in
- How to apply
- Visit a community service center (주민센터) or registry office, or use Government24 (정부24) or the Internet Registry Office online
- Caution
- Opposability arises the day after the move-in date; the later you do it, the higher the risk of lower priority
Loans · FinanceOfficial confirmation needed
Housing and Urban Fund Loans for Newlyweds (Jeonse and Purchase) (신혼부부 전용 주택도시기금 대출)
Newlywed-only Beotimmok jeonse and purchase fund loans with preferential interest rates (check income and limits in the Fund notice)
See eligibility · how to apply · cautions
- Details
- Housing and Urban Fund jeonse (lump-sum deposit lease) and purchase fund loans dedicated to newlyweds, available to those within 7 years of marriage (or engaged couples and households with a child aged 6 or under). Known income requirements are around KRW 75,000,000 combined annual income for jeonse and KRW 85,000,000 for purchase, but the latest 2026 figures could not be confirmed directly. Separate requirements apply for housing price, deposit, and net assets. For details, see the housing category items.
- Eligibility
- Householders not owning a home who are newlyweds within 7 years of marriage or engaged couples, meeting the combined spousal income requirement
- Timing
- Year-round (accepted by the handling banks)
- How to apply
- Housing and Urban Fund Portal (nhuf.molit.go.kr), handling banks
- Caution
- Within 7 years of the marriage registration date
HousingOfficial confirmation needed
General Requirements for Newlywed Housing Special Supply (Subscription) (신혼부부 주택 특별공급)
Special supply for newlyweds within 7 years of marriage not owning a home (income and asset criteria per notice)
See eligibility · how to apply · cautions
- Details
- Special supply of public and private sale housing for households not owning a home within 7 years of marriage registration (or with a child aged 6 or under). The income criterion is a certain percentage of the average monthly income of urban workers (varies by public/private and dual-income status), and the 2026 figures must be checked in the occupant recruitment notice. Systems are changing, including the expansion to 2 children for the multi-child scheme in Nov 2026. In many cases you can choose only one among the newlywed, first-time buyer and multi-child special supplies.
- Eligibility
- Members of a household not owning a home, newlyweds within 7 years of marriage (or with a child aged 6 or under) and engaged couples
- Timing
- Each time a sale is announced
- How to apply
- Applyhome (청약홈, applyhome.co.kr), LH Apply Plus (LH청약플러스, apply.lh.or.kr)
- Caution
- Within the application period of each notice
Housing
Housing Benefit (주거급여): Repair Benefit for Owner-Occupied Homes
Repair costs for your own home: light repair up to KRW 5,900,000 (3 years), medium repair KRW 10,950,000 (5 years), major repair KRW 16,010,000 (7 years)
See eligibility · how to apply · cautions
- Details
- After a home condition assessment, light, medium or major repair is supported. Limits (cycle): light repair KRW 5,900,000 (3 years), medium repair KRW 10,950,000 (5 years), major repair KRW 16,010,000 (7 years). Additional support, such as accessibility facilities for people with disabilities and those aged 65 or older and flood prevention facilities for semi-basement homes, is separate (check the notice for detailed amounts). Cumulative limit within the 7-year cycle. Renting households are eligible for the rental benefit. Same income and asset criteria (48% of median income).
- Eligibility
- Households with recognized income at or below 48% of median income (4 persons: KRW 3,117,474) that live in a home they own
- Timing
- Apply any time
- How to apply
- Visit the community service center (행정복지센터) of your registered address or apply at Bokjiro (bokjiro.go.kr). Inquiries 1600-0777
- Caution
- Repairs are carried out according to the degree of deterioration after a housing survey (by LH). Re-application is restricted within the cycle.
Housing
Permanent Rental Housing (영구임대주택)
Rent about 30% of market rate, exclusive area of 40㎡ or less, up to 50 years of residence
See eligibility · how to apply · cautions
- Details
- Deposit plus monthly rent (about 30% of market rate). 2-year contract with renewals, up to 50 years. Assets: total assets of KRW 345,000,000 or less and vehicle value of KRW 45,420,000 or less (2026). Priority 1 centers on recipient status without separate income and asset review; Priority 2 uses the 50% income criterion. Announcement timing differs by region, so waiting can occur.
- Eligibility
- Household members who do not own a home. Priority 1: Livelihood or Medical Aid recipients, persons of national merit, North Korean defectors, people aged 65 or older with income at or below 70%, etc. Priority 2: monthly income at or below 50% of the urban worker average (70% for 1 person, 60% for 2 persons; 100% for people with disabilities).
- Timing
- LH and SH announcements (ad hoc and regular); check Apply Plus (청약플러스) / MyHome (마이홈)
- How to apply
- Submit an application at the community service center (행정복지센터) with jurisdiction, or check announcements at LH Apply Plus (LH청약플러스; apply.lh.or.kr) and the MyHome Portal (마이홈포털). Inquiries 1600-1004
- Caution
- Within the application period of each announcement. The announcement text takes precedence on ranking and income.
Housing
National Rental Housing (국민임대주택)
Rent 60-80% of market rate, up to 30 years, income at or below 70% of the urban worker average (90% for 1 person, 80% for 2 persons)
See eligibility · how to apply · cautions
- Details
- Income (2026 monthly income limits): 1 person KRW 3,432,027, 2 persons KRW 4,693,016, 3 persons KRW 5,717,900 or less (for 4 persons, 70% of 100% of urban worker income of KRW 8,802,202, converted to about KRW 6,160,000). Assets: total assets of KRW 345,000,000 and vehicle value of KRW 45,420,000 or less. 2-year contract, up to 30 years. The income cap is the maximum for a 1-person household (about 134%). For a 4-person household, about 95% of median income. Income-rank (50% and 70%) bonus points differ by region and complex.
- Eligibility
- Household members who do not own a home and meet the income and asset criteria (mainly exclusive area of 60㎡ or less)
- Timing
- LH and local government regular or ad hoc announcements
- How to apply
- Check announcements at LH Apply Plus (apply.lh.or.kr) or the MyHome Portal, then apply online or in person. Inquiries 1600-1004
- Caution
- Application period of each announcement. Eligibility is verified after document review.
Housing
Integrated Public Rental Housing (통합공공임대주택)
For non-homeowners at or below 150% of median income; rent 35-90% of market rate, up to 30 years
See eligibility · how to apply · cautions
- Details
- Priority supply for median income at or below 100%, general supply at or below 150% (about KRW 3,840,000 for 1 person). Assets: total assets of KRW 345,000,000 and vehicle value of KRW 45,420,000 or less. Rent: 35% of market rate if income is 30% or less, 50% for 50-70%, 65% for 70-100%, 80% for 100-130%, 90% for 130-150%. Exclusive area of 85㎡ or less, in 2-year terms up to 30 years. A new type that merges permanent, national and happy rental housing. Quotas exclusively for newlyweds and youth are handled separately. The higher the income, the higher the rent.
- Eligibility
- Household members who do not own a home and meet the income (150% of median or below) and asset criteria
- Timing
- Announcements by LH, SH, etc. (ad hoc throughout the year)
- How to apply
- Check announcements on the MyHome Portal or LH Apply Plus and apply. Inquiries 1600-1004
- Caution
- Application period of each announcement
Housing
Happy Housing (행복주택): Seniors, Housing Benefit Recipients and Other General Groups
Rent 60-80% of market rate; seniors and recipients can live up to 20 years
See eligibility · how to apply · cautions
- Details
- Income at or below 100% (some 120%) of the urban worker average monthly income. Assets: total assets of KRW 251,000,000 for youth, KRW 345,000,000 for newlyweds, single parents, etc., and vehicle value of KRW 45,420,000 or less (2026). Seniors (aged 65 or older) and Housing Benefit recipients can stay up to 20 years, renewed in 2-year terms. About 80% of supply goes to youth and newlyweds (handled elsewhere). This item focuses on general groups such as people aged 65 or older, Housing Benefit recipients and industrial complex workers.
- Eligibility
- Household members who do not own a home and belong to groups such as seniors (aged 65 or older), Housing Benefit recipients and single parents, and who meet income and asset criteria
- Timing
- LH and SH announcements (ad hoc)
- How to apply
- Check announcements on the MyHome Portal or LH Apply Plus, then apply online or in person. Inquiries 1600-1004
- Caution
- Application period of each announcement
Housing
Purchased Rental Housing, Existing Homes (기존주택 매입임대주택: General)
Multi-unit purchased homes supplied at about 30% of market rent (e.g., 40㎡: deposit about KRW 4,750,000, monthly about KRW 100,000)
See eligibility · how to apply · cautions
- Details
- Priority 1: Livelihood and Medical Aid recipients, protected single parents, people aged 65 or older, people with disabilities with income at or below 70%. Priority 2: non-homeowners with income at or below 50% of the urban worker average monthly income. Assets: total assets of KRW 245,000,000 and vehicle value of KRW 45,420,000 or less (2026). The residence period differs between MyHome guidance (2-year contract, up to 18 years) and some sources (up to 30 years), so check the announcement. Priority 1 gets relaxed residence period limits.
- Eligibility
- Household members without a home living in the project area who are housing-vulnerable, such as recipients, single parents, seniors and people with disabilities, and those with income at or below 50%
- Timing
- LH and SH announcements several times a year (e.g., 2026 first general purchased rental recruitment)
- How to apply
- Check announcements on the MyHome Portal or LH Apply Plus, and apply at a community service center (행정복지센터) or online. Inquiries 1600-1004
- Caution
- Application period of each announcement
Housing
Jeonse Rental Housing, Existing Homes (기존주택 전세임대주택: Low-Income)
Jeonse deposit support limits: KRW 130,000,000 in the Seoul metropolitan area, KRW 90,000,000 in metropolitan cities, KRW 70,000,000 elsewhere; monthly burden of 1.2-2.2% per year
See eligibility · how to apply · cautions
- Details
- LH signs a jeonse (lump-sum deposit lease) contract with the landlord and re-leases the home. Support limit: KRW 130,000,000 in the Seoul metropolitan area, KRW 90,000,000 in metropolitan cities, KRW 70,000,000 elsewhere. Resident burden: rental deposit of 2% or 5% of the jeonse deposit, monthly rent of 1.2-2.2% per year of the support amount (lowest 1.0% with preference for vulnerable groups). Exclusive area of 85㎡ or less, 2 years plus 14 renewals (up to 30 years). Priority 1 (recipients, single parents, etc.) gets relaxed limits on the number of renewals. Any jeonse deposit above the limit is self-paid. 2026 announcement of 4,500 units (May 21, 2026).
- Eligibility
- Household members who do not own a home. Priority 1: Livelihood and Medical Aid recipients, protected single parents, some near-poverty group members, etc. Priority 2: income at or below 50% of the urban worker average monthly income plus meeting asset criteria
- Timing
- 2026 existing-home jeonse rental announcements (ad hoc and regular combined); check announcements
- How to apply
- Apply at the community service center (행정복지센터) of your registered address, then follow LH guidance. Integrated Jeonse Rental Call Center 1670-0002, jeonse.lh.or.kr
- Caution
- You can move in only after LH signs the jeonse contract (finding a home and title review are needed). Check the announcement's application period.
Loans · Finance
Beotimmok Jeonse Loan (버팀목전세자금대출): General
Jeonse deposit loan within KRW 120,000,000 in the Seoul metropolitan area and KRW 80,000,000 elsewhere, 2.5-3.5% per year
See eligibility · how to apply · cautions
- Details
- Household heads without a home with combined annual income of KRW 50,000,000 or less for the couple and net assets of KRW 345,000,000 or less. Limit: within KRW 120,000,000 in the Seoul metropolitan area and KRW 80,000,000 outside it (within 70-80% of the jeonse deposit). Interest 2.5-3.5% per year (by income; preferential rates separate). Term 2 years (up to 10 years). Exclusive area of 85㎡ or less. Higher limits for newlyweds and families with many children (KRW 250,000,000 in the Seoul metropolitan area, etc.) are separate products. Rates change when the fund's rates are revised, so check at the time of application.
- Eligibility
- Household heads where all household members are without a home, with combined annual income of KRW 50,000,000 or less for the couple and net assets of KRW 345,000,000 or less
- Timing
- Within 3 months from the earlier of the lease balance payment date or move-in date
- How to apply
- Consult and apply at a branch of a Housing and Urban Fund trustee bank (Woori, Kookmin, Shinhan, Hana, NongHyup). nhuf.molit.go.kr, inquiries HUG 1566-9009
- Caution
- A deposit of at least 5% must be paid after signing the contract. Apply within 3 months after the balance payment and move-in.
Loans · Finance
Didimdol Home Purchase Loan (내집마련 디딤돌대출): General
Home purchase loan limit KRW 200,000,000 (KRW 240,000,000 for first-time buyers), interest 2.85-4.15% per year (by income)
See eligibility · how to apply · cautions
- Details
- Combined annual income of the couple: KRW 60,000,000 or less generally (KRW 70,000,000 for first-time buyers and 2-child households, KRW 85,000,000 for newlyweds). Net assets of KRW 511,000,000 or less. Home price of KRW 500,000,000 or less (KRW 600,000,000 for newlyweds and 2-child households), exclusive area of 85㎡ or less (100㎡ in eup and myeon outside the Seoul metropolitan area). Limit: general KRW 200,000,000, first-time buyers KRW 240,000,000, newlyweds and 2-child households KRW 320,000,000. LTV 70% (80% for first-time buyers), DTI 60%. Interest 2.85-4.15% by income (as posted by HF as of October 2026), minus 0.2 percentage points in provincial areas. 10, 15, 20 or 30 years. Preferential rates: families with many children up to 0.7 percentage points, first-time buyers and newlyweds 0.2 percentage points, etc. Conditions exclusively for newlyweds and youth are handled separately. Regulated areas and fund limits change frequently.
- Eligibility
- Household heads where all household members are without a home, who meet income, net asset and home price requirements and live in the home themselves
- Timing
- Apply at the bank after the home purchase contract (ad hoc)
- How to apply
- Branch of a Housing and Urban Fund trustee bank. nhuf.molit.go.kr, HF 1688-8114 (rate inquiries)
- Caution
- Apply after the purchase contract and before the balance payment (check bank guidance)
Loans · Finance
Housing Stability Monthly Rent Loan (주거안정월세대출)
Loan of up to KRW 600,000 per month, KRW 14,400,000 in total; interest 1.3% (preferential type) or 1.8% (general type)
See eligibility · how to apply · cautions
- Details
- Limit within KRW 600,000 per month, KRW 14,400,000 in total (2 years). General type: combined annual income of the couple of KRW 50,000,000 or less. Preferential type: Housing Benefit recipients, Earned Income Tax Credit recipients, job seekers and early-career workers (KRW 40,000,000 or less), etc. Net assets of KRW 345,000,000 or less, household head without a home. Interest 1.3% for the preferential type and 1.8% for the general type. Eligible homes: exclusive area of 85㎡ or less, deposit of KRW 100,000,000 or less and monthly rent of KRW 600,000 or less (nhuf). Distinct from the youth-only monthly rent loan (handled separately). Public rental residents and people in arrears are excluded. Preferences for job seekers and early-career workers apply to ages 35 or under. The nhuf page appears youth-focused, so check whether an age limit applies.
- Eligibility
- Household heads without a home who are monthly rent contract holders and have paid a deposit of at least 5%, with income of KRW 50,000,000 or less (preferential type separate)
- Timing
- Applying within 3 months after the contract is recommended (year-round)
- How to apply
- Branch of a Housing and Urban Fund trustee bank. nhuf.molit.go.kr, inquiries HUG 1566-9009
- Caution
- Within 3 months from the earlier of the balance payment date or move-in date (check bank guidance)
Loans · Finance
Beotimmok Jeonse Fund for Relocation Support for Housing-Vulnerable Groups (주거취약계층 이주지원 버팀목전세자금)
Interest-free deposit loan for people living in substandard housing (jjokbang, gosiwon, etc.) (up to KRW 100,000,000 for private rental)
See eligibility · how to apply · cautions
- Details
- Eligible: household heads without a home living in jjokbang (tiny rooms), gosiwon (tiny cubicle lodgings), yeoinsuk (cheap lodging), vinyl greenhouses, homeless shelters, containers, etc. (or those in housing below the minimum housing standard living with a child under 18). For public rental, an interest-free deposit loan up to KRW 500,000 (limit); for private rental, a deposit loan up to KRW 100,000,000 (MyHome: 0% up to KRW 50,000,000, 1.2-1.8% on the excess). Public rental 2 years (up to 20 years), private 2 years (up to 10 years). MyHome (partial interest) and nhuf (interest-free) describe it differently, so check when consulting the bank. No early repayment fee.
- Eligibility
- Household heads without a home living in substandard housing who have paid a rental deposit of at least 5%
- Timing
- Within 3 months from the earlier of the balance payment date or move-in date
- How to apply
- Apply at a trustee bank (Woori, Kookmin, Hana, NongHyup, Shinhan). Consult the Relocation Support 119 Center (이주지원119센터) or the community service center (행정복지센터). Inquiries HUG 1566-9009
- Caution
- Apply within 3 months
Housing
Priority Rental Housing Supply for Housing-Vulnerable Groups and Relocation Support 119 Center (주거취약계층 임대주택 우선공급·이주지원119센터)
Priority supply of purchased, jeonse and national rental housing; residence for up to 20 years
See eligibility · how to apply · cautions
- Details
- Eligible: people who have lived 3 months or more in jjokbang, gosiwon, yeoinsuk, vinyl greenhouses, homeless shelters, etc.; domestic violence victims; unmarried mothers due to give birth; recognized crime victims; and child households below the minimum housing standard. Support: priority supply of purchased rental and jeonse rental housing (national rental for vinyl greenhouse residents and crime victims). Initial 2 years, 9 renewals (up to 20 years). Relocation Support 119 Centers identify cases and provide consultation. Check each type's announcement for income and asset criteria and ranking. Crime victims are recommended by the district prosecutors' office.
- Eligibility
- Households without a home who are housing-vulnerable, such as people living in substandard housing
- Timing
- Consultation year-round; supply through announcements or ad hoc
- How to apply
- Community service center (행정복지센터) of your address or the local Relocation Support 119 Center (contacts on the MyHome Portal). Inquiries 1600-1004
- Caution
- Proof of residence in the qualifying housing (3 months or more) is required
Cash · VouchersOfficial confirmation needed
Emergency Welfare Housing Support (긴급복지 주거지원: Emergency Housing for Households in Crisis)
Temporary shelter or monthly housing support in a crisis (income at or below 75% of median income)
See eligibility · how to apply · cautions
- Details
- Households in crisis such as death or illness of the main earner, domestic violence or fire. Income criterion at or below 75% of median income (2026 converted: about KRW 1,920,000 for 1 person), assets of KRW 16,500,000-31,000,000 or less by region (as stated by MyHome). Support amounts by household size: about KRW 390,000-870,000 per month in large cities, etc.; temporary shelter may be provided. The MyHome page lists the old criterion (KRW 1,670,000 for 1 person), so the income conversion is calculated as 2026 median income 100% of KRW 2,564,238 x 75%. Check exact amounts with your city, county or district office.
- Eligibility
- Low-income households facing a sudden crisis
- Timing
- Year-round when a crisis occurs (support first, review afterward)
- How to apply
- Visit or call your city, county or district office, or the Ministry of Health and Welfare call center 129
- Caution
- Apply promptly after the crisis occurs
Care · Services · DiscountsOfficial confirmation needed
Jeonse Deposit Return Guarantee (전세보증금 반환보증; HUG, Reduced Guarantee Fee)
Jeonse deposit return guarantee fee of about 0.1% per year; reductions for households of recipients, seniors and people with disabilities
See eligibility · how to apply · cautions
- Details
- The HUG Jeonse Deposit Return Guarantee means HUG pays on the landlord's behalf when the landlord cannot return the deposit. The guarantee fee varies by deposit, term and housing type (lowest about 0.097% per year). Some groups such as recipients, people aged 65 or older and people with disabilities get a guarantee fee reduction of up to 60% (per KHUG guidance; check exact rates when enrolling). Housing types, deposit limits and enrollment requirements (move-in, confirmed date, remaining contract term) change from time to time. Some local governments (such as Seoul) run separate guarantee fee support programs. The reduction rate has not been rechecked against the original source.
- Eligibility
- Jeonse and monthly rent tenants (housing covered by the guarantee and meeting the deposit limit)
- Timing
- Within a set period of the contract term after move-in and the confirmed date (check HUG rules)
- How to apply
- Apply at a HUG branch or on the HUG website (khug.or.kr); enrollment is also available through banks and apps
- Caution
- Enroll within a set deadline during the lease term (varies by guarantee product)
Tax
Income Deduction for Housing Subscription Savings (주택청약종합저축 소득공제)
40% of annual deposits up to KRW 3,000,000, up to KRW 1,200,000 income deduction
See eligibility · how to apply · cautions
- Details
- Household heads without a home who are wage earners with total salary of KRW 70,000,000 or less. Deposits up to KRW 3,000,000 per year, 40% deduction = up to KRW 1,200,000. Apply by submitting a certificate of non-homeownership by the end of February of the following year. If cancelled within 5 years, 6% of the deducted amount is recovered (with exceptions). The amendment effective January 1, 2026 includes provisions concerning spouses, so check with the National Tax Service whether a spouse other than the household head can claim the deduction. Cancellation upon winning a subscription and similar cases are exempt from recovery.
- Eligibility
- Household heads without a home who are wage earners with total salary of KRW 70,000,000 or less
- Timing
- Year-end tax settlement (January-February of the following year)
- How to apply
- Submit the bank's housing savings deposit certificate plus a certificate of non-homeownership (community service center / Government24 (정부24)); year-end tax settlement through Hometax (홈택스)
- Caution
- Submit the certificate of non-homeownership by the end of February of the year after the deduction year
Care · Services · DiscountsOfficial confirmation needed
Jeonse and Monthly Rent Reporting System (전월세 신고제: Reporting Housing Lease Contracts)
Contracts with a deposit above KRW 60,000,000 or monthly rent above KRW 300,000 must be reported within 30 days
See eligibility · how to apply · cautions
- Details
- Parties to a lease contract must jointly report within 30 days of concluding a contract exceeding the amount set by Presidential Decree (at a community service center or online). Reporting is deemed to give a confirmed date. Generally a deposit above KRW 60,000,000 or monthly rent above KRW 300,000; applies in the Seoul metropolitan area, metropolitan cities, Sejong and cities. There has been a grace period (fines deferred), so whether fines are currently imposed needs to be confirmed with the Ministry of Land, Infrastructure and Transport. The target amount figures have not been reconfirmed in the Enforcement Decree (official confirmation needed).
- Eligibility
- Parties to housing lease contracts at or above the target regions and amounts
- Timing
- Within 30 days of signing the contract
- How to apply
- Visit a community service center (주민센터) or report online through the Real Estate Transaction Management System
- Caution
- 30 days from the contract date; reporting late may result in a fine
Care · Services · DiscountsOfficial confirmation needed
Right to Request Contract Renewal and 5% Cap on Rent Increases (계약갱신청구권·차임 증액 5% 상한)
Request one 2-year renewal; deposit and monthly rent increases on renewal within 5%
See eligibility · how to apply · cautions
- Details
- A tenant may request renewal once (2 years) between 6 and 2 months before the end of the lease. On renewal, increases in rent and deposit must be within 5%. The landlord may refuse if there is a justifiable reason such as moving in to live in the home. Based on the Housing Lease Protection Act (original text not rechecked; checking with the Supreme Court or Ministry of Government Legislation is recommended). If the landlord moves in after renewal, they may be liable for damages.
- Eligibility
- Housing tenants (leases with opposability)
- Timing
- 6 months to 2 months before the contract ends
- How to apply
- Notify the landlord of your intent to renew by certified mail or text message/email
- Caution
- If you do not request by 2 months before the end, you lose the right
Care · Services · Discounts
MyHome Portal, MyHome Centers and Housing Welfare Center Consultation (마이홈포털·마이홈센터·주거복지센터 상담)
Housing welfare consultation, self-diagnosis and announcement guidance (call center 1600-1004)
See eligibility · how to apply · cautions
- Details
- Use announcements and self-diagnosis on the MyHome Portal. MyHome Call Center 1600-1004 (weekdays 9:00-18:00). Local MyHome Centers and Housing Welfare Centers (42 locations, etc.; Housing Security Comprehensive Centers in Seoul's 25 districts) and Relocation Support 119 Centers provide consultation and application help. Applications are handled by the agency in charge of each program. Choose your region on the MyHome Portal for each agency's contact.
- Eligibility
- Anyone who needs housing support
- Timing
- Weekdays, year-round
- How to apply
- myhome.go.kr self-diagnosis, 1600-1004, or visit the Housing Welfare Center with jurisdiction
- Caution
- None
HousingOfficial confirmation needed
Multi-Child Special Supply of Public Sale Housing (Expanded to 2 Children, Nov 2026) (공공분양 다자녀 특별공급)
Multi-child special supply of public sale housing expanded from 3 children to 2 or more children (Nov 2026); 25 points for 2 children, 35 points for 3 children, 40 points for 4 or more children
See eligibility · how to apply · cautions
- Details
- From November 2026, the multi-child special supply of public sale housing is scheduled to expand from households with 3 or more children to 2 or more children. Scoring: 25 points for 2 children, 35 points for 3 children, 40 points for 4 or more children. Reported that income and asset requirements are relaxed by 10 percentage points for each child born after Mar 28, 2023. Official Ministry of Land, Infrastructure and Transport notice not confirmed (based on specialist media reports); check confirmed requirements in the occupant recruitment notice. Constraints include that you cannot apply at the same time as the newlywed and first-time buyer special supplies.
- Eligibility
- Members of a household not owning a home with 2 or more minor children (check the notice on whether unborn babies are included)
- Timing
- Each time public sale housing is announced (scheduled to take effect after Nov 2026)
- How to apply
- Check recruitment notices on LH Apply Plus (LH청약플러스, apply.lh.or.kr) and Applyhome (청약홈, applyhome.co.kr)
- Caution
- The effective date and detailed requirements follow the notice
Housing
Long-Term Jeonse Housing (장기전세주택; SH, Seoul)
Jeonse at 80% or less of the nearby market price, 20 years of residence (renewed in 2-year terms)
See eligibility · how to apply · cautions
- Details
- For household members without a home who live in Seoul. Income at or below 100% of the urban worker average monthly income for 60㎡ or less, and 120% for 60-85㎡ (MyHome 2026 guidance). Assets: real estate of KRW 215,500,000 and vehicle value of KRW 45,420,000 or less. The deposit is 80% or less of the nearby jeonse market price. Income and asset figures follow MyHome guidance, and the SH announcement takes precedence. SH does not apply outside Seoul (other local governments have separate similar products). Bonus point system and priority supply for 18 groups.
- Eligibility
- Household members without a home who live in Seoul and meet the income and asset criteria
- Timing
- SH announcements (ad hoc throughout the year)
- How to apply
- Apply online through the SH Internet Subscription System (i-sh.co.kr). Inquiries 1600-3456
- Caution
- Application period of each announcement
Cash · Vouchers
Moving Cost and Daily Necessities Support for Housing-Vulnerable Groups Relocating (주거취약계층 이주 시 이사비·생필품 지원)
KRW 400,000 support when moving to public rental housing from jjokbang, semi-basement homes, etc.
See eligibility · how to apply · cautions
- Details
- Household members without a home who are selected to move to public rental housing from jjokbang, semi-basement homes, etc. (and meet income and asset requirements) receive KRW 400,000 for moving costs and daily necessities. Apply within 3 months after moving. Selection for the housing upgrade support program is a prerequisite. The support method may differ depending on whether it is a local government or LH project.
- Eligibility
- Households without a home selected to move to public rental housing from substandard housing (jjokbang, semi-basement, etc.)
- Timing
- Within 3 months after moving
- How to apply
- After moving, visit the community service center (행정복지센터) of your new address and apply (submit documents)
- Caution
- Apply within 3 months after moving; file an objection within 30 days of the decision notice
Care · Services · Discounts
Housing Subscription Comprehensive Savings Account (주택청약종합저축)
Deposits of KRW 20,000-500,000 per month, 2.3-3.1% per year (by period), eligibility for public and private housing subscriptions
See eligibility · how to apply · cautions
- Details
- Individuals residing in Korea (one account per person). Free deposits of KRW 20,000 to KRW 500,000 per month. Interest (per nhuf guidance): no interest within 1 month, 2.3% for under 1 year, 2.8% for 1-2 years, 3.1% for 2 years or more. Can be combined with a tax-free comprehensive savings account. Required for subscribing to public sale housing, sale-conversion rental housing and private housing. Rates change over time. The income deduction is a separate item. The youth preferential version is handled in the youth section.
- Eligibility
- Individuals residing in Korea, including foreign residents (one account per person)
- Timing
- Open an account any time
- How to apply
- Visit or use mobile banking at a bank handling the account (Woori, Kookmin, Shinhan, Hana, NongHyup)
- Caution
- Keep it until you win a subscription; the enrollment period and number of deposits count toward points and ranking
Care · Services · Discounts
Housing Lease Dispute Mediation Committee (주택임대차분쟁조정위원회)
Deposit and monthly rent disputes mediated by 30 committees nationwide
See eligibility · how to apply · cautions
- Details
- Any landlord or tenant can apply. Operating in 30 regions nationwide: 18 branches of the Korea Legal Aid Corporation, 2 LH locations (Chungbuk and Jeju) and 10 Korea Real Estate Board offices. A way to resolve disputes before going to court. If mediation is accepted, it has the effect of an agreement; if it fails, it goes to litigation. Ask the committee about costs and processing time.
- Eligibility
- Parties to a housing lease dispute (landlord or tenant)
- Timing
- Year-round when a dispute arises
- How to apply
- Apply in person, by mail or online to the committee with jurisdiction; MyHome guidance 1600-1004
- Caution
- Act promptly after the dispute arises (check the statute of limitations, etc. separately)
Care · Services · Discounts
Free Legal Consultation from the Korea Legal Aid Corporation (대한법률구조공단 무료 법률상담; 132)
Free legal consultation by phone at 132; litigation aid for those at or below 125% of median income
See eligibility · how to apply · cautions
- Details
- Legal consultation by phone (132), online, in person or by video. Support for litigation costs and lawyers is for those at or below 125% of median income (per Corporation guidance). Some branches operate lease dispute mediation committees. For consultation, you pay only the call charge. Check income and asset requirements for aid individually.
- Eligibility
- Consultation for all citizens; aid for those at or below 125% of median income
- Timing
- Year-round
- How to apply
- Call 132, use klac.or.kr online consultation, or visit a branch
- Caution
- None (act promptly before rights expire)
Care · Services · Discounts
LH Apply Plus (LH청약플러스) Public Rental Application Guide
Look up public rental and jeonse rental announcements and apply online (call center 1600-1004)
See eligibility · how to apply · cautions
- Details
- Check rental and sale announcements, simulate eligibility and apply online at LH Apply Plus (apply.lh.or.kr). Integrated Jeonse Rental Call Center 1670-0002. Sale-conversion rental and public sale housing require housing subscription savings; for permanent and national rental, check each announcement's requirements. Requirements, ranking and points differ by type. After applying, there is document review and an income and asset check. Apply after reading the announcement.
- Eligibility
- Household members without a home and others who meet the announcement's conditions
- Timing
- Per announcement (throughout the year)
- How to apply
- Log in (authenticate) at apply.lh.or.kr and apply, together with the MyHome Portal
- Caution
- Announcement's application period
HousingOfficial confirmation needed
Public Sale Housing (공공분양주택): General Requirements for New:Home (뉴:홈) Sharing Type, etc.
No home, subscription savings for 6 months with 6 deposits, total assets of KRW 362,000,000 or less, income 100-140% of the urban worker average
See eligibility · how to apply · cautions
- Details
- Common: household members without a home, with an occupant savings account held for 6 months or more and at least 6 monthly deposits. Assets: total assets of KRW 362,000,000 or less (varies by type); income 100-140% of the urban worker average monthly income (by type). Supply is divided among youth, newborn, newlywed, first-time buyer and general categories. Special supply for youth, newlyweds and newborns is handled elsewhere. The Sharing Type has conditions on sharing capital gains and buy-back. Figures follow MyHome guidance, and the announcement text takes precedence.
- Eligibility
- Household members without a home who meet the subscription savings, income and asset requirements
- Timing
- LH and local government sale announcements (ad hoc)
- How to apply
- Subscribe through LH Apply Plus or Apply Home (청약홈; applyhome.co.kr). Inquiries 1600-1004
- Caution
- Application date of each announcement
Loans · Finance
Bogeumjari Loan (보금자리론: Long-Term Fixed-Rate Home Purchase Loan)
Home price of KRW 600,000,000 or less, annual income of KRW 70,000,000 or less (KRW 100,000,000 for newlyweds), limit KRW 360,000,000-420,000,000
See eligibility · how to apply · cautions
- Details
- Adult citizens with a credit score of 271 or higher, buying a home of KRW 600,000,000 or less to live in themselves, with no home or a condition to dispose of one home. Combined annual income of the couple of KRW 70,000,000 or less (up to KRW 100,000,000 for newlyweds, etc.). Limit KRW 360,000,000 to KRW 420,000,000, 10-50 years, LTV 70% and DTI 60%. Preferential rates of up to 1.0 percentage point for youth, newlyweds, families with many children and jeonse fraud victims. Based on HF guidance; rates and limits change from time to time. Products exclusively for youth and newlyweds are handled elsewhere.
- Eligibility
- Adults without a home (or with a condition to dispose of one home) who meet the income and home price requirements
- Timing
- Year-round (applications through banks)
- How to apply
- HF u-Bogeumjari Loan (online), Akkim-e Bogeumjari Loan, or a bank branch. 1688-8114
- Caution
- After the purchase contract, follow the bank's guidance
Care · Services · DiscountsOfficial confirmation needed
Support for Repairing Old Homes and Improving Energy Efficiency (노후주택 집수리·에너지효율 개선 지원; Local Governments, etc.)
Home repair, insulation and window support from local governments and the Korea Energy Agency (separate from Housing Benefit repair)
See eligibility · how to apply · cautions
- Details
- In addition to the Housing Benefit repair benefit, there are local government home repair and old-home renovation programs and energy efficiency improvements for vulnerable groups (insulation, windows, boilers, etc.). Eligibility and amounts differ by local government and program. Official figures have not been confirmed — please contact your local government's welfare department or housing welfare center. Repair benefits (48% of median income) are the most certain.
- Eligibility
- Low-income and vulnerable households who own or rent their homes (varies by program)
- Timing
- Local government announcements early in the year
- How to apply
- Housing welfare staff at your city, county or district office; MyHome Center 1600-1004
- Caution
- Check each program's announcement