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Long-Term Care Copayment Reduction and Exemption (장기요양 본인부담 감경·면제): How to Apply, Amount & Eligibility (2026)

Copayment 15% for home care and 20% for facility care; with reduction, home 9%/6% and facility 12%/8%; exempt for Medical Aid Type 1

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: The general copayment is 15% for home care and 20% for facility care. Type 1 recipients under the Medical Care Assistance Act pay nothing. Medical Aid Type 2 and similar are reduced by 60% (home 6%, facility 8%). Those under the income and asset thresholds set by the Ministry of Health and Welfare get a 40% reduction (home 9%, facility 12%) or 60% reduction. Non-covered items such as food ingredient costs are paid in full by the user.
Who is eligible: Persons with a long-term care grade who are Medical Aid recipients or have income and assets below set thresholds (such as based on health insurance premiums).
When to apply: Apply anytime, when applying for a grade or while using services.
How to apply: National Health Insurance Service (국민건강보험공단) branch office or longtermcare.or.kr, 1577-1000.
Important notes: Reapply when the validity period or proof expires.
Note: Reduction applications are approved after a separate income and asset investigation. There is also a reduction based on health insurance premiums.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Long-Term Care Copayment Reduction and Exemption (장기요양 본인부담 감경·면제): who can receive it?

Persons with a long-term care grade who are Medical Aid recipients or have income and assets below set thresholds (such as based on health insurance premiums).

Long-Term Care Copayment Reduction and Exemption (장기요양 본인부담 감경·면제): how do I apply?

National Health Insurance Service (국민건강보험공단) branch office or longtermcare.or.kr, 1577-1000.

Long-Term Care Copayment Reduction and Exemption (장기요양 본인부담 감경·면제): how much will I receive?

The general copayment is 15% for home care and 20% for facility care. Type 1 recipients under the Medical Care Assistance Act pay nothing. Medical Aid Type 2 and similar are reduced by 60% (home 6%, facility 8%). Those under the income and asset thresholds set by the Ministry of Health and Welfare get a 40% reduction (home 9%, facility 12%) or 60% reduction. Non-covered items such as food ingredient costs are paid in full by the user.

Long-Term Care Copayment Reduction and Exemption (장기요양 본인부담 감경·면제): when can I apply?

Apply anytime, when applying for a grade or while using services.