Tax

Health Insurance Premium Reduction for Disaster Victims (재난피해 건강보험료 경감): How to Apply, Amount & Eligibility (2026)

30-50% premium reduction (3-6 months) for self-employed members affected in special disaster zones

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Self-employed member households living in a special disaster zone with personal or property damage. Disaster relief recipients get 30-50% depending on damage grade; small business owners 30-50% depending on the damage amount. 6 months for both personal and property damage, 3 months for only one. If they overlap, the higher reduction rate applies.
Who is eligible: Self-employed member households with personal or property damage living in an area declared a special disaster zone
When to apply: After the disaster occurs or the declaration is made
How to apply: Apply at an NHIS branch (proof of damage: confirmation of disaster relief receipt, etc.)
Important notes: Apply promptly after the declaration or confirmation of damage
Note: Applies when a special disaster zone is declared. Based on the NHIS's static guidance.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Health Insurance Premium Reduction for Disaster Victims (재난피해 건강보험료 경감): who can receive it?

Self-employed member households with personal or property damage living in an area declared a special disaster zone

Health Insurance Premium Reduction for Disaster Victims (재난피해 건강보험료 경감): how do I apply?

Apply at an NHIS branch (proof of damage: confirmation of disaster relief receipt, etc.)

Health Insurance Premium Reduction for Disaster Victims (재난피해 건강보험료 경감): how much will I receive?

Self-employed member households living in a special disaster zone with personal or property damage. Disaster relief recipients get 30-50% depending on damage grade; small business owners 30-50% depending on the damage amount. 6 months for both personal and property damage, 3 months for only one. If they overlap, the higher reduction rate applies.

Health Insurance Premium Reduction for Disaster Victims (재난피해 건강보험료 경감): when can I apply?

After the disaster occurs or the declaration is made