- Benefit
- Bank loans backed by guarantee certificates from 17 regional credit guarantee foundations nationwide. 2026.6.19 'Plan to Build a Sustainable Guarantee Support System': principle of banning full guarantees, re-guarantee lowered from 50% to 30%, new special guarantee for indirect disaster damage, KRW 170 billion special guarantee for the credit-vulnerable and depopulation areas, KRW 2 trillion in region-specialized guarantees by 2030, and easing of the guarantee limit (KRW 800 million) for growth-type small business owners.
- Who is eligible
- Small business owners (requirements vary by foundation product); small business owners in credit-vulnerable or depopulation areas or damaged by disasters are eligible for special guarantees
- When to apply
- Open all year (closes when the budget for each product runs out) · reform tasks sequentially from the second half of 2026
- How to apply
- Visit or apply online at one of the 17 regional credit guarantee foundations nationwide (☎1588-7365), or linked via SEMAS policy funds
- Important notes
- Check the foundation's announcement for special guarantee schedules and limits (not finalized).
- Note
- The institution that issues guarantee certificates for SEMAS policy fund proxy loans. Guarantee fees and limits vary by foundation and product. The measures are being pursued sequentially from the second half of 2026.
Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.