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Small Business New Start Support Center (Recovery and Debt Adjustment Counseling, 소상공인 새출발 지원센터): How to Apply, Amount & Eligibility (2026)

Free counseling at 78 locations nationwide · close support from preparing debt adjustment applications such as personal rehabilitation and bankruptcy to filing with the court

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: SEMAS New Start Support Centers (expanded from 30 to 78 locations from 2026.1.29): comprehensive counseling on closure, recovery and debt adjustment, in-depth debt adjustment counseling by financial and legal experts, repayment plan preparation, and support from preparing the application to filing with the court. Linked with the Korea Inclusive Finance Agency and the Credit Counseling and Recovery Service (business agreement of 2026.3).
Who is eligible: Small business owners struggling with business crisis or debt (whether before or after closure)
When to apply: Open all year
How to apply: Visit or call a SEMAS New Start Support Center (Small Business Integrated Call Center 1533-0100) · Small Business 24 (소상공인24)
Important notes: No separate deadline.
Note: Proactive monthly and quarterly notices are sent to small business owners showing signs of crisis (100,000-200,000 businesses per year). The support itself is free counseling; debt reduction follows the New Start Fund and court procedures.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Small Business New Start Support Center (Recovery and Debt Adjustment Counseling, 소상공인 새출발 지원센터): who can receive it?

Small business owners struggling with business crisis or debt (whether before or after closure)

Small Business New Start Support Center (Recovery and Debt Adjustment Counseling, 소상공인 새출발 지원센터): how do I apply?

Visit or call a SEMAS New Start Support Center (Small Business Integrated Call Center 1533-0100) · Small Business 24 (소상공인24)

Small Business New Start Support Center (Recovery and Debt Adjustment Counseling, 소상공인 새출발 지원센터): how much will I receive?

SEMAS New Start Support Centers (expanded from 30 to 78 locations from 2026.1.29): comprehensive counseling on closure, recovery and debt adjustment, in-depth debt adjustment counseling by financial and legal experts, repayment plan preparation, and support from preparing the application to filing with the court. Linked with the Korea Inclusive Finance Agency and the Credit Counseling and Recovery Service (business agreement of 2026.3).

Small Business New Start Support Center (Recovery and Debt Adjustment Counseling, 소상공인 새출발 지원센터): when can I apply?

Open all year