Loans · Finance

Fund for Businesses of Persons with Disabilities (Fixed 2.0% per Year, 장애인기업지원자금): How to Apply, Amount & Eligibility (2026)

Up to KRW 100,000,000 · fixed 2.0% per year · 7 years (2-year grace)

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Proxy loan of operating funds exclusively for businesses of persons with disabilities. Limit KRW 100,000,000 (combined loan balance), fixed rate of 2.0% per year, within 7 years (including a 2-year grace period). 2026 scale: KRW 50 billion.
Who is eligible: Small business owners holding a disability welfare card, a national merit card (certificate), or a business confirmation certificate for businesses of persons with disabilities
When to apply: Applications from 2026.1.5 · closes when the budget runs out
How to apply: Small Business Policy Fund website (ols.semas.or.kr) → loan with guarantee certificate or bank · 1533-0100
Important notes: Closes when the budget runs out.
Note: As a special business stabilization fund, it is not counted toward the 3-time limit for general policy funds. Because it is a fixed rate, interest rate preferences are excluded.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Fund for Businesses of Persons with Disabilities (Fixed 2.0% per Year, 장애인기업지원자금): who can receive it?

Small business owners holding a disability welfare card, a national merit card (certificate), or a business confirmation certificate for businesses of persons with disabilities

Fund for Businesses of Persons with Disabilities (Fixed 2.0% per Year, 장애인기업지원자금): how do I apply?

Small Business Policy Fund website (ols.semas.or.kr) → loan with guarantee certificate or bank · 1533-0100

Fund for Businesses of Persons with Disabilities (Fixed 2.0% per Year, 장애인기업지원자금): how much will I receive?

Proxy loan of operating funds exclusively for businesses of persons with disabilities. Limit KRW 100,000,000 (combined loan balance), fixed rate of 2.0% per year, within 7 years (including a 2-year grace period). 2026 scale: KRW 50 billion.

Fund for Businesses of Persons with Disabilities (Fixed 2.0% per Year, 장애인기업지원자금): when can I apply?

Applications from 2026.1.5 · closes when the budget runs out