Loans · Finance

Growth Foundation Fund (Innovative Growth, Small Manufacturer Specialization, Win-Win Growth, Investment-Linked, 성장기반자금): How to Apply, Amount & Eligibility (2026)

Operating KRW 100-200 million · facility KRW 500 million-1 billion · base rate +0.4-0.6%p · operating 5 years / facility 8 years

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit
Innovative Growth Promotion Fund (exports/sales up 10% or more for 2 consecutive years, smart factory, etc.): innovative type operating KRW 200 million, facility KRW 1 billion; general type operating KRW 100 million, facility KRW 500 million (+0.4%p). Small Manufacturer Specialization Fund (manufacturing with fewer than 10 employees): operating KRW 100 million, facility KRW 500 million (+0.6%p). Win-Win Growth Support Fund (TOPS, platform referral): operating KRW 70 million-200 million, facility up to KRW 1 billion. Private investment-linked matching loan: 5 times the investment amount, up to KRW 500 million.
Who is eligible
Promising growth small business owners such as those with export or sales growth, smart technology adoption, or Century Small Business (백년소상공인) status; small manufacturers
When to apply
Applications from 2026.1.5 (proxy) and 1.12 (direct) · closes when the budget runs out
How to apply
Small Business Policy Fund website (ols.semas.or.kr) · SEMAS regional center · 1533-0100
Important notes
Closes when the budget runs out. The Win-Win Growth Support Fund was cut from KRW 76 billion to KRW 26 billion (amended notice).
Note
The 'promising' direct loan type of the Small Manufacturer Specialization fund was merged into the general proxy loan type in the 2026 amended notice. Scale: KRW 742 billion.
Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Growth Foundation Fund (Innovative Growth, Small Manufacturer Specialization, Win-Win Growth, Investment-Linked, 성장기반자금): who can receive it?

Promising growth small business owners such as those with export or sales growth, smart technology adoption, or Century Small Business (백년소상공인) status; small manufacturers

Growth Foundation Fund (Innovative Growth, Small Manufacturer Specialization, Win-Win Growth, Investment-Linked, 성장기반자금): how do I apply?

Small Business Policy Fund website (ols.semas.or.kr) · SEMAS regional center · 1533-0100

Growth Foundation Fund (Innovative Growth, Small Manufacturer Specialization, Win-Win Growth, Investment-Linked, 성장기반자금): how much will I receive?

Innovative Growth Promotion Fund (exports/sales up 10% or more for 2 consecutive years, smart factory, etc.): innovative type operating KRW 200 million, facility KRW 1 billion; general type operating KRW 100 million, facility KRW 500 million (+0.4%p). Small Manufacturer Specialization Fund (manufacturing with fewer than 10 employees): operating KRW 100 million, facility KRW 500 million (+0.6%p). Win-Win Growth Support Fund (TOPS, platform referral): operating KRW 70 million-200 million, facility up to KRW 1 billion. Private investment-linked matching loan: 5 times the investment amount, up to KRW 500 million.

Growth Foundation Fund (Innovative Growth, Small Manufacturer Specialization, Win-Win Growth, Investment-Linked, 성장기반자금): when can I apply?

Applications from 2026.1.5 (proxy) and 1.12 (direct) · closes when the budget runs out