Loans · Finance

Youth Employment-Linked Fund (for Young Small Business Owners and Small Businesses Employing Young People, 청년고용연계자금): How to Apply, Amount & Eligibility (2026)

Up to KRW 70,000,000 · base rate (3rd quarter 2026: 3.85% per year) · 5 years (including a 2-year grace period)

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Benefit: Youth Employment-Linked Fund (proxy loan): limit KRW 70,000,000, policy fund base rate as is (0%p added, 3rd quarter 3.85%), within 5 years (including a 2-year grace period). 2026 scale: KRW 300 billion (amended notice, originally KRW 150 billion).
Who is eligible: Young (age 39 or younger) small business owners with less than 3 years in business, businesses where a majority of regular employees are young people, or small business owners who hired and retained at least 1 young employee within the last year
When to apply: Applications from 2026.1.5 · closes when the budget runs out
How to apply: Small Business Policy Fund website (ols.semas.or.kr) → loan with guarantee certificate or bank · 1533-0100
Important notes: Closes when the budget runs out.
Note: Youth = age 39 or younger. Limit is combined with Youth Employment-Linked Fund loan balances.

Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

Youth Employment-Linked Fund (for Young Small Business Owners and Small Businesses Employing Young People, 청년고용연계자금): who can receive it?

Young (age 39 or younger) small business owners with less than 3 years in business, businesses where a majority of regular employees are young people, or small business owners who hired and retained at least 1 young employee within the last year

Youth Employment-Linked Fund (for Young Small Business Owners and Small Businesses Employing Young People, 청년고용연계자금): how do I apply?

Small Business Policy Fund website (ols.semas.or.kr) → loan with guarantee certificate or bank · 1533-0100

Youth Employment-Linked Fund (for Young Small Business Owners and Small Businesses Employing Young People, 청년고용연계자금): how much will I receive?

Youth Employment-Linked Fund (proxy loan): limit KRW 70,000,000, policy fund base rate as is (0%p added, 3rd quarter 3.85%), within 5 years (including a 2-year grace period). 2026 scale: KRW 300 billion (amended notice, originally KRW 150 billion).

Youth Employment-Linked Fund (for Young Small Business Owners and Small Businesses Employing Young People, 청년고용연계자금): when can I apply?

Applications from 2026.1.5 · closes when the budget runs out