- Who is eligible
- Combined annual income of spouses of KRW 130,000,000 or less, the applicant and spouse not owning a home, Seoul resident or planning to move to Seoul after the loan
- When to apply
- Newlyweds within 7 years of marriage registration, or prospective newlyweds planning to marry within 6 months; a recommendation letter must be issued before the loan application
- How to apply
- Apply on the Seoul Housing Portal (서울주거포털, housing.seoul.go.kr) and consult a partner bank
- Important notes
- Recruitment follows program announcements and budget; check the latest announcement
- Note
- The amount is the loan limit, and the interest support rate and repayment terms need checking on the Seoul Housing Portal. The loan amount differs by income, and prior consultation with a partner bank (KB Kookmin, Hana, Shinhan) is required.
Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.