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National Health Insurance Coverage for Infertility Treatment (난임시술 건강보험 적용, 30% Co-payment): How to Apply, Amount & Eligibility (2026)

Co-payment rate for infertility treatment is 30% (applied uniformly regardless of age from November 2024; previously 50% for age 45 and over).

This page is a translation of the Korean original and is for reference only. The official Korean guidance is the authoritative source for amounts and conditions, so be sure to confirm on the official website before applying. View Korean original (한국어)

Who is eligible
Legally or de facto married couples diagnosed with infertility (indications designated by Ministry of Health and Welfare notice), who are national health insurance subscribers or dependents.
When to apply
Applied automatically when you receive assisted reproductive treatment (artificial insemination or IVF) at a designated medical institution after an infertility diagnosis.
How to apply
No separate application; get treated at a medical institution covered by national health insurance. For public health center (보건소) treatment cost support, apply separately before treatment.
Important notes
Treatment cost support is not available if you are treated without a public health center (보건소) support decision notice, so you must apply before treatment.
Note
The number of covered cycles is reported as 20 IVF and 5 artificial insemination per childbirth (HIRA Notice No. 2024-227, effective Nov. 1, 2024), but a static information page of the National Health Insurance Service (공단) still shows the old number of cycles, so confirm the number of cycles with the medical institution or the NHIS. Out-of-pocket costs under national health insurance and the 3 non-covered items are additionally supported through the public health center (보건소) treatment cost support program (see the separate item).
Go to the official guide →

Based on official sources as of 2026년 10월. Amounts and requirements may change, so please confirm with the official guide before applying.

Frequently asked questions

National Health Insurance Coverage for Infertility Treatment (난임시술 건강보험 적용, 30% Co-payment): who can receive it?

Legally or de facto married couples diagnosed with infertility (indications designated by Ministry of Health and Welfare notice), who are national health insurance subscribers or dependents.

National Health Insurance Coverage for Infertility Treatment (난임시술 건강보험 적용, 30% Co-payment): how do I apply?

No separate application; get treated at a medical institution covered by national health insurance. For public health center (보건소) treatment cost support, apply separately before treatment.

National Health Insurance Coverage for Infertility Treatment (난임시술 건강보험 적용, 30% Co-payment): how much will I receive?

Co-payment rate for infertility treatment is 30% (applied uniformly regardless of age from November 2024; previously 50% for age 45 and over).

National Health Insurance Coverage for Infertility Treatment (난임시술 건강보험 적용, 30% Co-payment): when can I apply?

Applied automatically when you receive assisted reproductive treatment (artificial insemination or IVF) at a designated medical institution after an infertility diagnosis.